Our Team

Carl has been in the investment industry since 1987. Prior to that, Carl has 10 years of experience in Commercial Lending and Branch Management. Carl earned his Bachelor of Business Administration from the University of New Brunswick, Saint John Campus and a Master of Business Administration from McMaster University in Hamilton, Ontario.

Carl is very involved in the community and was selected as Dundas Citizen of the Year in 2007. He was Chair of the Dundas Valley Rotary Skating Rink Project. He is Co-Chair of the Beverly Charity Classic Golf Tournament (in the past 27 years over $1,725,000 has been raised for the community).
Carl was a recent recipient of one of the 2019 Proudly UNB Alumni Awards of Distinction for his community involvement and volunteer efforts in and around the town of Dundas and at the University of New Brunswick, Saint John Campus.

Carl is married to Linda and has a dog, Allie.

Jonathan has been an Investment Advisor with Aligned Capital Partners Inc. since January 2013 and is licensed with the Canadian Investment Regulatory Organization or CIRO. Jonathan attained his Portfolio Manager designation in 2015 and has more than 20 years experience in the investment and financial planning industry. Prior to joining Aligned Capital Partners Inc., Jonathan was licensed under the Mutual Fund Dealers Association (MFDA) for the previous 13 years.

Jonathan is a long-time resident of Burlington, Ontario and is married with two sons.

Colin Reid is the owner and president at Reid Financial Strategies Inc., located in Ancaster, Ont. Colin has been licensed as a Portfolio Manager with the CIRO dealer Aligned Capital Partners Inc. since April 2014, and as an Investment Advisor since September 2012. For four years prior to that, he was licensed with the MFDA dealer FundEX Investments Inc. Colin has been life licensed since September 2010 and has been able to leverage this along with his expertise in tax planning and preparation to offer clients a holistic approach to their finances. He was named as one of the top 25 “Young Guns” in the industry in the April 2017 edition of Wealth Professional Magazine. Colin obtained his PhD (with a focus in mathematics) from McMaster University in 2010 and his Masters of Science degree from Memorial University of Newfoundland and Labrador in 2006. He has recently earned the Trust and Estate Parctitioner desigantion ( TEP, 2024) has held the Chartered Financial Analyst (CFA) designation since 2018, the Chartered Investment Manager (CIM) Designation since 2014, and has been a Certified Financial Planner (CFP) since February 2013. Colin is also a Certified Acceptance Agent (CAA) with the IRS. He has taken various other industry and income tax courses and the full list can be viewed on his LinkedIn profile. Colin is very active as a volunteer in his community of Dundas. He has been a member of the Dundas Lions Club since 2009, was a former First Vice-Chair of Dundas Community Services (DCS) and was a board member from 2011 to 2014. As part of his volunteer work at DCS, he was also Co-Chair of the Dundas Community Food Drive. He was formerly the Treasurer of Dundas Youth Soccer Club and was a board member from 2009 to 2014.

Moving his practice to Aligned Capital Partners Inc. in 2017, Steven is an Investment Advisor and financial planner helping individuals, families and business owners make informed decisions about their wealth and financial future. With a comprehensive approach to financial planning, Steven works with clients to develop strategies that bring together investments, retirement planning, insurance, tax planning, estate planning and debt management. His goal is to simplify complex financial decisions and provide clients with a clear, practical plan tailored to their unique circumstances.
Steven believes effective financial advice goes beyond selecting investments. He takes the time to understand each client’s goals, priorities and concerns, then works collaboratively with them to build and continually refine a plan as their lives and circumstances evolve. As an independent advisor, Steven is committed to providing objective, personalized advice and building long-term relationships based on trust, transparency and a genuine understanding of what matters most to his clients.

Outside of his practice, Steven plays soccer and golf, volunteers in the Dundas community and enjoys time with his wife and children.

Kyle joined the financial services industry in 2022 and has since focused on helping individuals and families build clear, well-rounded financial plans. He earned a Bachelor of Arts in Financial Mathematics from Wilfrid Laurier University, providing a strong analytical foundation that
shapes every client conversation. As a Registered Representative (RR), Licensed Life Insurance Advisor (LLQP), and Chartered Investment Manager (CIM®), Kyle supports clients across the full financial picture, including investment planning, retirement strategy, and insurance protection. His work also extends to personal and estate income tax preparation, allowing him to support clients and their families
across all stages of life, including estate settlement and legacy planning.
His approach is education-first and relationship-driven, with an emphasis on explaining options clearly, answering questions thoroughly, and helping clients feel confident in their decisions. Outside of work, Kyle enjoys time with family and friends, staying active, and maintaining balance so he can bring steady, focused support to the clients he serves.

To introduce himself, and ensure a smooth transition, Kyle welcomes the opportunity to connect with you directly.

Liz has been a part of Carl’s administrative team since 1999. Dedicated, reliable and personable, she takes pride in her role and strives to provide all of Carl’s clients with outstanding customer service.

Angie has been a part of Carl’s administrative team since 2012. Her philosophy centers around what role she can plan in helping others find solutions. She is committed to excellence in service.

Sandra has over 25 years admin and customer service experience, 16 of those years in the financial industry, becoming a member of Jonathan Watkins team in 2023.

An organizational backbone of the firm — ensuring every client interaction is smooth, responsive, and handled with care from first contact onward.

Supporting day-to-day client service and operations, with a steady focus on responsiveness, accuracy, and the personal attention that defines the RFS experience.